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Whole of Life Assurance – common questions answered
Written by Ryan Boyd
Is life insurance the same as life assurance? Before we look at the key areas of Whole of Life Assurance, it’s worth clarifying the difference between an ‘insurance’ ...
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Family Income Benefit FAQ
Written by Ryan Boyd
What is the difference between a standard life insurance policy and Family Income Benefit? Bequeathing a lump sum onto your family with standard life insurance will provide t ...
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Family Income Benefit FAQ
Written by Ryan Boyd
What is the difference between a standard life insurance policy and Family Income Benefit? Bequeathing a lump sum onto your family with standard life insurance will provide t ...
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Why is life insurance so important?
Written by Ryan Boyd
What is life insurance, and why is it so important? Let’s start with the What. To put it simply: Life insurance is a contract signed by you and an insurance company stat ...
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It won't happen to me! (Business Protection)
Written by Ryan Boyd
We are all guilty of this to some extent, right? Where does this state of mind come from? We see tragic events happen to other people from all over the world yet somehow we ...
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Has COVID-19 left businesses in the dark?
Written by Ryan Boyd
It doesn’t take a genius to figure that many small and medium sized businesses will be struggling right now. Many will have seen their capacity to trade restricted and eve ...
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A Lottery Win could cripple your Business
Written by Ryan Boyd
I was recently reading a post on LinkedIn discussing the importance of businesses taking Key Person Insurance. Right up my street of course! Whilst interested in the articl ...
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How to put life cover on expenses
Written by Ryan Boyd
Can I put it on expenses? Is it tax deductible? Perhaps the most commonly asked questions by business owners. And why not? We could be talking about substantial savings to a ...
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How Do I Protect My Business?
Written by Ryan Boyd
Get Your Own House In Order First! At Integra Financial we take integrity so seriously, we named our business after it! So it made sense that when we began offering advi ...
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Do you 'Trust' me?
Written by Ryan Boyd
Let’s talk about Trusts! Will Your Life Cover Cost Your Family £000’s When You Die? Is your life cover written in trust? I bet it isn’t! I say that because accord ...
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Advice or Price?
Written by Ryan Boyd
Who Needs Your Advice? Good question! If life insurance is compared by various online services why would you bother speaking to a broker? To answer this question is to un ...
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How much life insurance do I need?
Written by Ryan Boyd
At Integra, we know our customers are asking themselves this question. Whilst there may not be a silver bullet answer to give, I think we can apply some simple logic to help ...
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